Losing loved ones

Losing loved ones is never easy.  My father passed very early Friday morning, 2/12.  He will always be in my heart and will remain my hero.  Hospice was wonderful in caring for my father and my family.  I will be writing a post about Hospice soon.  Thank you for your patience while I am going through this difficult time.

http://www.camarillomortuary.com/sitemaker/sites/rosepe0/obit.cgi?user=172561Foster

my dad

My dad is very sick and in his last days.  I am flying back and forth from home to his house to help care for him and work.  I wont be posting as regularly, for awhile.  Thanks for your patience and prayers.

If Air Travel Worked Like Healthcare

Unfortunately this video is so close to the truth it hurts.  What are your biggest frustrations with the health care system?

Long Term Care Insurance by Clark Howard

Clark Howard is a well known television and radio personality who is considered an expert in consumer advocacy and finance.  I hope you find his information on Long Term Care Insurance helpful.

How to pick solid long-term care insurance

Clark has long encouraged people in their late 50s and early 60s to consider buying long-term care (LTC) insurance, which pays for care in a nursing home, an assisted living facility or in your own home.

There’s a misconception that Medicare will pay for this kind of care, but it won’t. Medicaid, meanwhile, requires you to impoverish yourself before the government will pick up the tab for a nursing home. But what happens when you get better and suddenly you’re broke? LTC insurance takes the worry out of the equation.

The industry, however, has been littered with fly-by-night operations and other unstable players. The latest blow comes from Conseco, which worked out a deal with Pennsylvania to dump its LTC obligations and essentially turn people over as wards of the state.

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